Ikhtiar current is a non profit account, flexible account with a great convenience and Multiple FREE Services for individuals (in single or joint names), minors (to be operated by the guardian), charitable institutions, autonomous corporations, limited companies, firms, associations, educational institutions, etc.

Ikhtiar current account may be opened with minimum amount of Rs. 50,000/-. To avail free facilities maintenance of balance on or above Rs. 50,000/- is mandatory.

Ikhtiar Current Account entitles account holder to avail amazing facilities such as:

• Chequing Account facility with no limit on a number of transactions
• Free Cash Deposit and Withdrawal facilities through any bank branch
• Free Clearing facility to deposit cheques of other banks within the city
• Free  issuance of Pay orders 
• Online Funds Transfer through Cheques to any account across Pakistan through your bank branch
• Online Cash Deposit, Withdrawal and Funds Transfer through cheques from any of our branch across Pakistan
• Remittance facilities such as Payment Orders, Demand Draft, Telegraphic Transfers
• Rupee Traveler’s Cheque through your bank branch
• Import, Export and other business transactions
• Standing Orders facilities
• Safe Deposit Locker at designated branches
• Statement of Account on six monthly basis
• Usage of Electronic Banking through:
  • ATMs across Pakistan owned by Soneri Bank and other local banks
  • ATMs internationally displaying VISA or plus logo
  • Shopping/purchasing/payments through outlets displaying VISA sign
  • Free Online Cash Withdrawal facility upto Rs. 300,000/- from designated branches without Cheque Book
  • Free 24-hours Telephone Banking and Call Centre facility
  • Free 24/7 Online Funds Transfer to any customer of Soneri Bank through ATMs owned by Soneri Bank or through SoneriDirect (internet Banking)
  • 24/7 Online Inter Bank Funds Transfer through ATMs owned by Soneri Bank or through SoneriDirect (internet Banking) to any account of participating 1 LINK member banks
  •  Free Payments of Utility Bills through ATMs owned by Soneri Bank or through SoneriDirect (internet Banking)
  • Free 24/7 Internet Banking to view Statement of Account

• No one-time and annual fee on VISA Classic Debit Card
• All purchases and cash withdrawals made with the VISA Classic Debit is deducted directly from your bank account
• Free Cash Withdrawal on ATMs owned by Soneri Bank
• Free SMS Alerts on cash deposits, withdrawals, funds transfers, inward cheque clearing returns and Purchase transactions etc.
• Facility of Running Finance can be requested for specific purpose against collaterals and nominal markup rates being charged on quarterly basis
• Govt. Withholding Tax applies on certain transactions